What Is Recreational Insurance?

Recreational insurance is an important policy to explore when you own boats, ATVs, and other vehicles that you use recreationally. In Sandy, UT, it’s critical to look at what the state requires. To ensure that you have the right policy, Wasatch Preferred can help.

You need to have recreational insurance as a way to finally protect any vehicle that you use for recreational purposes. This way, if it’s damaged, you can get it repaired. Similarly, if it causes damage to someone or their property, the liability coverage will take care of the expenses.

The state of Utah will require you to have a liability insurance policy on personal watercraft and boats as well as certain ATVs. The Utah State Parks Department will help you to determine if you need to have liability based on the recreational vehicle that you own.

You never know what could happen when you’re cruising around on your boat or you’re hitting the trails on an ATV. If your vehicle gets damaged, you want to be able to turn to the insurance company to file a claim. Similarly, if you cause an injury or property damage, you want the insurance company to pay so that it doesn’t come out of your own pocket. This is why it’s important to find the right policy around Sandy, UT.

There are plenty of options when it comes to coverage. You have to decide if you want to go with the state minimum requirement for liability or add further protection. It can be beneficial to add more coverage so that you’re protected in more scenarios.

The good news is that you don’t have to figure it out alone. At Wasatch Preferred, we’re here to help you. Call today so that an agent can walk you through the steps to getting insured.