What Is An Umbrella Insurance?

Wasatch Preferred is proud to serve Sandy, UT and the surrounding areas and one of the most common questions that is asked is centered around umbrella insurance. These insurance policies are not always an area of focus, even though they should be.

That is because they provide the sort of additional liability coverage that is truly necessary. This coverage is offered with the hope of keeping clients safe from potentially costly lawsuits. Homes, automobiles and businesses must remain protected at all times.

For example, those who own a home, car or boat will typically require an additional form of coverage. Umbrella insurance is designed to offer the added coverage that is needed when other policies have already reached their limit. If liabilities are being exhausted on underlying policies, umbrella insurance is key.

Injuries, property damages, personal liability and some lawsuits are covered with umbrella insurance. In order to learn more about this coverage and how it can be used to protect your home, business or automobile, you’ll want to schedule an appointment with a local insurance agent as soon as possible. 

While you may already have home and business insurance policies that are designed to offer protection, these forms of protection are not always enough. Umbrella insurance functions in the same manner that its name would suggest.

The policy holder is kept safe on those potentially rainy days. Bodily injury, property damage, rental unit insurance and slander/libel suits are just a few of the areas that can be addressed during the decision making process. False arrests, mental anguish and malicious prosecution may also be included. 

To find out more about umbrella insurance and how it can be used to assist a home or business owner in the Sandy, UT region, be sure to contact the good folks at Wasatch Preferred today.